Partners

Insurances

SANLAM

Sanlam is a diversified financial services company headquartered in South Africa, with a strong presence in more than 30 countries on the African continent, India, Malaysia, and selected developed markets. It is listed on the Johannesburg Stock Exchange, the Namibian Stock Exchange, and the A2X. Established in 1918 as a life insurance company, Sanlam Group has developed into a diversified financial services business. Its five business clusters are Sanlam Personal Finance, Sanlam Emerging Markets, Sanlam Investments, Sanlam Corporate, and Santam.

Sanlam is a strategic partner to X11. Sanlam Insurance policies will be made available to customers using Smart Contracts and Tokens.

Sanlam Developing Markets Limited is an authorised financial service provide Registration Number: 1911/003818/06, FSP Number:13/10/2004

Creating New Insurance Products

Groups R Us

Groups R Us is an authorized Financial Services Provider and a leader in providing its clients with distinctive insurance and other financial products. The company operates in three primary channels: Direct Sales, Group Scheme Administration, and Microfinance Product Supply with key products: Credit Life and Individual Funeral Policies. Their strategic focus revolves around pioneering technology for enhancing customer service, preventing fraud, and improving policy retention.

Groups R Us is a strategic partner to X11. Their insurance and financial products will be made available to customers using Smart Contracts and Tokens.

GROUPS ARE US (Pty) Ltd, Registration Number: 2020/553498/07, FSP Number: 45735The FSP / Binder Holder of Sanlam

Focusing for Helping Underbanked

Business Incubation and Innovation Centre

Business Incubation and Innovation Centre (BiiC) The Business Incubation and Innovation Centre is at Cape Peninsula University of Technology in Cape Town, South Africa. It focuses on commercializing graduate student projects that have a social impact and are commercially viable, especially in the South African township economy. It fosters entrepreneurship and innovation and supports the development of sustainable businesses that create value for society. The BiiC incubation program provides mentorship and technology assistance to students, allowing them to develop their ideas into successful businesses.

BiiC is a partner of X11, providing Smart Contracts and Tokens to projects and initiatives incubated and spun out by students.

Token Ramp on/off

ELA Asset Management

ELA provides X11 community Fiat on & off-ramps, globally. This means that community members can convert their local currency to X11.fi, and X11.fis to local currency conviniently with ELA.

In addition, ELA provides outstanding service and competitive pricing, as well as unrivalled expertise in Foreign Exchange, Fixed Income, Exchange Traded Funds, Investments and Tax Clearance.

ELA is an independent service provider that has relationships with multiple banks, ensuring you always get the most competitive rates and professional and personalised service.

ELA is an authorised financial service provider, FSP number 49010 (South Africa).

Buying Tokens with Payment Cards

RealPay

With over 20 years of experience in South Africa and other SADC countries, RealPay provides digital payment and collection solutions. Trusted by over 1650 businesses, RealPay’s expertise, sector insight, and technology capability deliver safe and convenient solutions to their customers and stakeholders.

The RealPay platform enables X11 to sell tokens through ATMs and in-app card payments.

Blue Label

Blue Label is a JSE-listed company and the largest distributor of prepaid e-tokens of value, with over 100,000 POS terminals nationally. It offers bespoke and specialised solutions for various go-to-market environments. Blue label network provides X11 with 24/7 access to the largest national network of POS terminals in South Africa.Blue label terminals can be found in distribution points across all segments of the market including banks, retail distribution chain, petroleum forecourts, small/ informal mom and pop stores, store in store concepts and stand-alone stores. Users will be able to carry out all types of transactions including exchanging local currency into X11 (on-ramp) or X11 tokens into local currency (off-ramp) as well as use X11 to pay bills and buy goods and services.